Personal Loan in Delhi NCR
A personal loan is an amount of money you can borrow to use for a variety of purposes. For instance, you may use a personal loan to pay for home renovations, or plan a dream wedding. Personal loans can be offered by banks or online lenders. The money you borrow must be repaid over time, typically with interest. Some lenders may also charge fees for personal loans.
You may also take a personal loan for a holiday or purchasing consumer durables. Apply For Personal Loan in Delhi NCR is very handy & caters to all your needs. The amount of loan can be ranged from Rs. 50k – Rs. 50 lakh & the tenure for repaying the loan varies from 1 to 6 years.
A Personal Loan can be accessed with minimal paperwork or documentation & doesn’t take much time to procure as against a Secured Loan. Banks sanction the loan post checking the income, employment & other factors of the borrower.
Features of Personal Loan
- Unsecured Loan for salaried Individuals
- Loan tenure upto 6 years
- Minimum Documentation
- Faster Approvals
- Attractive Rate of Interest
Backed by skillful experts, we are proficient in rendering Personal Loan Services. These services are enormously appreciated in the market due to their timely completion.
Why Choose Personal Loan in Delhi NCR via My Loan Adda?
Instant comparison of top lenders’ offers
Loans from ₹50,000 to ₹50 lakhs with flexible tenure
Attractive interest rates starting from 10.5% p.a.
Minimal paperwork and quick disbursal
Expert guidance from application to approval
Documents Required for a Personal Loan in Delhi NCR
The common documents which are required for an online personal loan approval are given below:
- Salary slip last 3 months
- Bank statement last six month
- Aadhar Card
- Pan Card
- Passport Size Photo
- Office I’d card
FAQs
You can get a personal loan in Delhi easily through My Loan Adda. Just fill out a simple online form, upload basic documents like salary slips and ID proof, and get instant loan offers from top banks. Quick approval and disbursal make the process fast and hassle-free.
Loan eligibility depends on your income, job stability, credit score, and existing EMIs. Use the Personal Loan Eligibility Calculator on My Loan Adda to instantly check how much loan you can get based on your monthly income and financial profile.
Anyone with a regular source of income (salaried or self-employed) is eligible to pay through EMIs. Loan EMIs are calculated based on loan amount, tenure, and interest rate. Lenders evaluate your income and repayment capacity before approving EMI plans.
The best personal loan offers low interest rates, minimal documentation, fast processing, and flexible tenure. My Loan Adda helps you compare offers from leading banks and NBFCs so you can choose the best loan suited to your needs and eligibility.
Many lenders provide personal loans to individuals earning ₹15,000 per month, especially if they have a good CIBIL score and stable employment. However, the loan amount might be lower, and eligibility will depend on factors like age, job stability, and city of residence.
CIBIL score is a 3-digit credit score ranging from 300 to 900 that reflects your creditworthiness. A score above 750 is considered good and improves your chances of getting a personal loan with a lower interest rate. Lenders use this score to assess your repayment history.
Getting a personal loan without salary is difficult as lenders require proof of regular income. However, some NBFCs may offer loans to self-employed individuals or those with alternate income sources. You may need to show ITRs, bank statements, or business proof.
You can get an urgent personal loan via My Loan Adda within 24–48 hours. Choose the urgent loan option, fill in basic details, upload required documents, and get instant approvals from top lenders. Fast-track disbursal ensures quick access to funds for emergencies.